How to withdraw KWSP/EPF for the ATFM fee payment.

1. We successfully applied EPF withdrawal to claim our 1st-year ATFM program fee. So, we could pay for the 2nd year fee.

2. The method we use here is, we paid the 1st year ATFM fee (RM 12 000) with our money. Then, we claimed it with EPF withdrawal. After that, we will pay the 2nd year ATFM fee (another RM 12 000) with the claimed money.

3. In order to pursue our dream and passion for Family Medicine, we chose the GCFM-ATFM program by AFPM.

4. A long time ago, this program is known as a self-funded program. Even though there is some of our friends suggested taking a personal loan, we don’t think it is a good idea!

5. During the GCFM program, we paid our fee using EPF withdrawal. So, for the ATFM, why not? The GCFM-ATFM program is recognized by Kementerian Kesihatan Malaysia (MoH Malaysia), Malaysian Medical Council (MMC)/National Specialist Register (NSR) as one of the pathways to be a registered Family Medicine specialist in Malaysia.

6. We are glad that this year of 2022, Jabatan Perkhidmatan Awam (JPA) is open for Hadiah Latihan Persekutuan (HLP), a sponsorship for those who choose the GCFM-ATFM program for their Family Medicine specialization. For the time being, the offer is only limited to contract doctors.

7. we would like to guide you if you are considering withdrawing your EPF as “Pengeluaran Pendidikan”.

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Please follow the steps below:

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A. Email to AFPM, request for documents to EPF to apply “Pengeluaran Pendidikan”. They will send you

A.1. An official letter to “Ketua Pegawai Eksekutif KWSP” to confirm that you are the ATFM student.

A.2. A copy of certificate of AFPM “Perakuan Pendaftaran”

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B. Documents that you need to prepare

B.1. A copy of the ATFM offer letter

B.2. A receipt of the ATFM 1st year fee. Download it from Academy Information Management System (AIMS) in the AFPM website.

B.3.  A copy of Medical Degree (MBBS or MD or etc).

B.4. *A copy of translated medical degree, if your degree is written other than English.

B.6.  A copy of the GCFM certificate. Indicate that you pass the GCFM program.

B.7.  A copy of “Surat Pekeliling Ketua Pengarah Kesihatan Malaysia (KPK) Bil.15/2012: Senarai Ijazah Lanjutan Kepakaran Yang Diiktiraf Oleh Kerajaan Dalam Pelbagai Disiplin Perubatan Dan Pergigian (Semakan Pada Mac 2012)”

Link to download: CLICK Here; source: MMC website (assessed on 23 March 2022)

B.8. A copy of the Bank Statement that contains your name and your account bank numbers.

B.9. A copy of your Mykad

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C. Your MyKad identity card.

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D. Original documents that you need to bring if the EPF officer wants to check,

D.1. ATFM offer letter

D.2.  Medical Degree (+ Translation if the original written other than English)

D.3.  GCFM certificate

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E. Fill up KWSP (EPF) 9H (AHL) Form.

Link to download: CLICK Here; soure: KWSP/EPF website (assessed on 23 March 2022).

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Bring A+B+C+D+E to KWSP (EPF) office

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Documents that need to be submitted to EPF officer is = A + B + E

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All the best!